Individual health insurance is now available to everyone regardless of age or any health conditions you may have. Depending on your circumstances, you may qualify for a government subsidy to help pay your premium. Open enrollment or special enrollment requirements may apply.

Did you miss the current open enrollment period to apply for health insurance? Short-term medical policies are designed to provide coverage for a specific period of time. If you need insurance to cover you until the next open enrollment period or for any reason, this may be the ideal product for you.

Vision benefits typically include coverage for routine eye exams, prescription glasses or contact lenses, and sometimes discounts on elective procedures like LASIK or PRK. These benefits are designed to support eye health, potentially improving productivity and overall well-being. 

Many people wait to see a dentist when they have a problem which often results in expensive treatment, which may have been avoided, had they had regular checkups. Many times the reason they don’t get regular checkups is because they do not have insurance. Also, many employers no longer help pay for dental insurance because the medical premiums have increased. Dental plans can be purchased individually and are very affordable.

Do you have a mortgage, own a business, have car payments, or credit card debt? Are you married, have young children or children about to start college? Many of us don’t understand the importance of protecting your family’s future. Our agents can show you how to buy affordable life insurance, which will protect the future of your family as well as your business.

If you’re thinking about leaving your home country, whether for business or for pleasure, you should definitely consider purchasing travel medical insurance. Most insurance policies, both group and individual, provide little, if any, health coverage for expenses incurred outside of your home country.